Touchless invoice-to-pay, start to finish.
Capture every invoice, match it to PO and GRN, verify VAT and TRN, and schedule payment on each vendor’s terms — with only the exceptions routed to your team.
Removes the invoice mismatches that today surface only in audits.
Invoice to payment, on autopilot.
The AP agent handles the routine work end to end and keeps finance in control of every exception.
Reads invoices from email, PDF, and supplier portals automatically.
Matches invoice to PO and GRN, flagging mismatches before payment.
Validates VAT and supplier TRN on every invoice.
Sends only the exceptions to your team, with full context.
Pays on each vendor’s terms, including SWIFT, under your controls.
Posts clean, matched data straight to your ERP.
From chasing invoices to clearing them.
Pick the scenario closest to your business, then watch the same invoice move through today’s process and through Zaggle’s AP agent.
Across industries the pattern repeats: invoices are checked against purchase orders and goods receipts by hand, so quantity and price gaps slip through to payment and surface weeks later.
- Day 0Invoice emailed to a shared inbox
- Day 5Keyed in once store receipts are collected
- Day 12Short delivery missed; paid in full
- Day 45Gap found at month-end reconciliation
- Minute 0Read from the inbox, line by line
- Minute 2Matched to the PO and store goods receipt
- Hour 1Short delivery flagged; only received qty approved
- Day 2Paid on terms for what arrived
- Day 0Progress bill arrives with a PDF valuation
- Day 6Quantity surveyor certifies it on a spreadsheet
- Day 14Retention not deducted; full amount paid
- Day 60Overpayment found at final account
- Minute 0Bill captured and linked to the subcontract
- Hour 2Checked against certified progress and rates
- Hour 2Retention and advance recovery applied
- Day 3Approved and paid net of retention
- Day 0Carrier bills 120 shipments in one PDF
- Day 4Rates checked by sampling a few lines
- Day 9Fuel surcharge above contract; paid
- Day 30Overcharge found in a carrier review
- Minute 0All 120 lines read and split by shipment
- Minute 3Every line checked against contracted rates
- Minute 3Surcharge above the agreed cap held
- Day 2Agreed amount paid; dispute logged
Illustrative scenarios. Actual timings depend on your processes, systems and approval rules.
Frequently asked questions.
Common questions about AP automation with Zaggle.
Still have questions? Talk to our teamWhat is three-way matching?
It compares the purchase order, the goods receipt and the supplier’s invoice on quantity, price and terms before anything is paid. Zaggle runs the match automatically and holds any invoice that doesn’t agree.
Which invoice formats can Zaggle read?
Invoices from email, PDF and supplier portals, and structured e-invoices received through your Accredited Service Provider once UAE e-invoicing goes live.
What happens when an invoice doesn’t match?
It’s routed to the right owner with the purchase order, goods receipt and invoice lines side by side. They can approve, reject or ask for a credit note, and every decision is logged.
Can we handle invoices without a purchase order?
Yes. Non-PO invoices follow approval workflows based on cost centre, category and value, with the same VAT and TRN checks.
How are vendors paid?
Payments are scheduled on each vendor’s terms and support multiple payment modes, including bank transfers and cards. UAE payment rails depend on local banking partners.
Does it connect to our ERP?
Yes. Matched invoices, approvals and payments are posted to your ERP, and vendor and PO data stays in sync.
How does Zaggle support UAE e-invoicing on the payables side?
Structured e-invoices arrive from your Accredited Service Provider directly into AP, where mandatory fields and TRNs are checked before matching and approval.
Cut the invoices your auditors catch.
Bring a real invoice and we’ll run it through the AP agent on your scenario — match, VAT, exception, and payment.