Your spend, run by agents. Controlled by you.
Finance teams lose days to fragmented systems, manual matching, and endless chase-ups. Zaggle gives payables, vendors, contracts, and expenses each their own AI agent — working end to end, inside the controls your CFO and auditors demand.
Automation with controls, security, and a full audit trail — AI as an enabler, not a black box.
The spend problems slowing finance teams down.
Across industries and company sizes, the same friction appears wherever spend data is spread across systems, teams and spreadsheets.
- Data scattered across systemsYour ERP, bank portals, cards, spreadsheets and email each hold part of the picture.
- Mismatches found too lateQuantity and price errors are paid first and caught weeks later, often in an audit.
- Manual, people-dependent workCollecting and matching data depends on a few key people and long hours.
- Vendor payment complexityDifferent terms and cycles per vendor make on-time payments hard to guarantee.
- No real-time cash viewDisconnected systems hide your current cash position and liabilities.
- Leakage in branch and field spendSpend outside head office brings policy gaps, approval delays and reconciliation work.
An agent for every part of spend — and a dashboard over it all.
Each agent works autonomously on the routine 80% and routes exceptions to your team. Explore any one for the full picture.
Touchless invoice-to-pay
Captures every invoice, matches it to PO and GRN, verifies VAT/TRN, and schedules payment on each vendor’s terms.
- AI capture from email, PDF, and supplier portals
- Three-way match with automatic exception routing
- Scheduled, controlled payments — including SWIFT
Clean vendors, verified fast
Onboards vendors, runs VAT/TRN, KYC and credit-risk checks, and keeps vendor master data accurate and owned.
- Self-serve vendor onboarding
- Automated compliance & VAT verification
- Duplicate and data-quality controls
Contracts that enforce themselves
Digitizes contracts, tracks obligations and payment triggers (GRN on-ship vs on-receipt), and links terms to every PO and invoice.
- Clause & obligation extraction
- Renewal, milestone & price-change alerts
- Contract-to-invoice compliance checks
Policy-perfect expenses
Reads receipts, applies policy before the spend, auto-approves clean claims, and reimburses — with corporate cards for travel.
- AI receipt scan with VAT capture
- Policy checks and auto-approvals
- Corporate cards with real-time control
One live view of spend, cash & liabilities
Every agent and every connected system feeds one view of spend, cash and commitments, updated in real time, so finance stops spending days gathering data from different systems.
- Data from your ERP, banks and cards in one place
- Liquidity, liabilities & cash-flow view
- Anomaly & leakage alerts, board-ready reports
Autonomous on the routine. Human on the exceptions.
01Capture
Invoices, receipts, contracts and vendor data ingested automatically.
02Validate
VAT/TRN, policy, credit and compliance checks applied.
03Match
PO, GRN, invoice and contract terms reconciled.
04Control
Exceptions routed to finance; every action logged.
05Pay & post
Scheduled payments and clean data posted to your ERP.
UAE payment and card capabilities depend on local partner arrangements and regulatory scope.
Autonomous — but never unaccountable.
Finance leaders are clear: automate aggressively, but keep strong controls, security, and adaptability to regulation. That is how every Zaggle agent is built.
Frequently asked questions.
How the agents work, and how you stay in control.
Still have questions? Talk to our teamWhat does agentic spend management mean?
Software agents carry out routine finance work end to end: capturing documents, matching them, checking compliance and scheduling payments. When something doesn’t fit your rules, the agent passes it to a person with the evidence they need to decide.
Will the agents approve or pay without us?
Only within the rules you set. You decide approval limits, which steps always need a person, and who signs off at each value. Every action is logged, so you can see what happened and why.
Can we start with one solution?
Yes. Most teams start with accounts payable or travel and expense, then add vendor management, contract management and the CFO Dashboard. All of them share the same platform and data.
Our data sits in several systems. Can Zaggle bring it together?
Yes, and that’s where most teams start. Zaggle connects to your ERP, banking, card and HR systems and brings their data into one place, so finance stops collecting it by hand. If you run more than one company or currency, each keeps its own rules, with amounts shown in AED first.
Which systems does Zaggle connect to?
ERP, HRMS, banking and procurement systems. We agree the integration scope with each customer so data moves in both directions without re-keying.
How long does implementation take?
It depends on the systems to connect, the modules you choose and your approval structure. We agree a phased plan up front, usually starting with the process that causes the most friction.
How is Zaggle priced?
Pricing depends on the modules, users and transaction volumes you need. We share a tailored proposal after a discovery conversation.
Is our data used to train AI models?
Talk to our team about data handling for your organisation. Security and data-processing documentation is available through the Zaggle Trust Center.
See the agents run on your spend.
Bring a real invoice, a vendor, a contract, and an expense claim. We’ll show each agent handle it — live, on your scenario.