Policy-perfect expenses, approved in hours.
Read receipts, apply policy before the spend, auto-approve clean claims, and reimburse — with corporate cards for travel.
Removes approval delays and leakage in decentralised, branch-level spend.
Claims that clear themselves, leakage that doesn’t.
The expense agent enforces policy at the moment of spend and reimburses clean claims without the back-and-forth.
Reads receipts and captures VAT line by line.
Checks policy at the point of spend, not after.
Clean claims clear automatically; only exceptions need review.
Real-time control over travel and category spend.
Built-in handling for travel allowances.
Direct-to-account payouts in hours, not weeks.
From paper receipts to paid in days.
Pick the scenario closest to your business, then compare how a claim is handled today and with the expense agent.
Wherever spend is spread across branches, sites and travel, receipts arrive late, policy is checked after the money is gone, and VAT on small purchases is rarely recovered.
- Day 0Store pays cash for cleaning supplies
- Day 15Receipt sent in a monthly envelope
- Day 22Approved without a policy check
- Day 30Re-keyed; VAT not recovered
- Minute 0Paid with a branch card
- Minute 1Receipt snapped; VAT captured
- Minute 2Coded to the store’s cost centre
- Day 1Reconciled automatically
- Day 0Employee books and pays personally
- Day 9Hotel and taxi receipts collected
- Day 20Hotel over the city limit, approved anyway
- Day 35Finally reimbursed
- Day 0Trip approved with a policy budget
- Day 1Paid on a corporate card
- Day 1Hotel above limit flagged before booking
- Day 5Card statement reconciled on return
- Day 0Engineer buys a pump with his own money
- Day 7Receipt photo sent on a chat app
- Day 18No project code; booked to overheads
- Day 40Reimbursed after three reminders
- Minute 0Paid with a site card under a set limit
- Minute 2Receipt captured; project code applied
- Hour 1Above the limit, so a manager approves
- Day 1Charged to the right project
Illustrative scenarios. Actual timings depend on your processes, systems and approval rules.
Frequently asked questions.
Common questions about travel and expense with Zaggle.
Still have questions? Talk to our teamDo employees need a corporate card?
No. Employees can photograph receipts and claim as usual. Cards are optional and work well for travel, branches and site teams.
How is policy enforced?
At the point of spend, through card controls and automatic claim checks. Limits can be set by grade, city, category and project.
Is VAT captured on receipts?
Yes. VAT is read from each receipt at line level, so your records support input VAT recovery.
Can it handle branch petty cash?
Yes. Branches can use cards or petty-cash floats with limits, and every purchase is reconciled to the right store or cost centre.
How quickly are employees reimbursed?
Clean claims are approved automatically and paid in your next payment run, so employees wait days rather than weeks.
Does it support mileage and per diems?
Yes. Mileage and per-diem rules are built in and applied automatically to each claim.
Give your team their time back.
Bring an expense claim and watch the agent read it, check policy, and reimburse — on your scenario.